Baggerly suggests a simple exercise to help determine where your money should be going.

Verkkoyou just found the biggest problem spots in your budget, trimmed where you could, and worked on ways to save.

Paying off high interest debt can.

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Make a list of your expenses.

Verkkowhen inflation starts pushing up prices, the first step you need to take is to reduce as many expenses as possible.

Verkkoknow your wants vs.

Now it’s time to adjust those budget line totals.

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