Make a list of your expenses.

Find tips on cheaper substitutes, wage negotiation, energy saving, debt.

Verkkoyou just found the biggest problem spots in your budget, trimmed where you could, and worked on ways to save.

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Verkkoknow your wants vs.

Verkkolearn how to cope with rising prices by buying strategically, embracing substitution and locking in fixed rates on debt.

Verkkolearn how to cope with rising prices and protect your budget from inflation.

Now it’s time to adjust those budget line totals.

Baggerly suggests a simple exercise to help determine where your money should be going.

Also, find out how inflation.

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